“It has always been a pleasure working with MBS Insurance Services, Inc.. Even though I am assigned and Account executive to handle our office I can still call and receive the same individualized service from any staff member, in the absence of my account executive. MBS has always worked to obtain the best premiums and insurance product for their clients. I would recommend MBS to my colleagues and have done so.”
Tina Petillo, MD
West Orange, NJ
“The practice of medicine has become more and more difficult with each passing day. MBS provides our practice with peace of mind that comes from the knowledge our every insurance need is being tended to with our best interest at heart. Thanks for making our lives easier!”
Michael Milano, MD
Livingston, NJ
“Antoinette has always been helpful and very knowledgeable about her business”
Larry Edelman, DDS
Rockaway, NJ
“Very satisfied work service provided by Maria with MBS Insurance Services. Issuance of malpractice insurance in a timely manner.”
William Miller, DO
Harrisburg, PA
“Antoinette is a knowledgeable, focused professional and the prices she gave me were better than anyone else!”
Ruth Kantor, MD, PA
Short Hills, NJ
“It has been a pleasure having MBS work on my account. You get that prompt, professional and accurate service from MBS.”
George Ego-Osuala, MD
Edge Medical Care
Langley Park, MD
“MBS has handled our insurance policies for 15 years and our relationship has been a good one. Antoinette has always been most helpful, courteous, and prompt in answering our questions, amending our policies or adding new coverage’s. Service is important to me and MBS has definitely met our standards and served our needs.”
Marc Moscowitz, DMD
Bloomfield, NJ
“MBS is reliable, prompt, courteous and efficient. Thanks for all your help!”
Stephen Levine, DC
South Orange, NJ
“Antoinette has made every challenge I have ever encountered in 12 years of practice a seamless exercise in smooth, efficient and highly competitive service. She is a pleasure to deal with. It’s very simple. I ask for something and she gets it done yesterday. You can’t ask for more!”
Tony Carusone, DC
Clark, NJ
"Our practice has been helped immeasurably by our association with MBS INSURANCE. Their technical knowledge and quick response is a delight in this day and age plus I love their “real world” seminars. That last tip helped our collection rates!
Richard Binetti, MD
"I have been a client of MBS Insurance Services for over 15 years. I use MBS Insurance for my business and personnel needs. I have always been satisfied & give MBS a AAA rating. "
Gerald Mattia, DC
“I trust MBS to perform their duties with all the confidence that I am being well taken care of. We have enough problems dealing with managed care organizations without having to worry about our insurance needs. Thanks for being the “friends” I can always count on.”
Ronald Dellanno, DC
“ Nothing but good service and low rates. First class operation”
Ron Hayek, DC
Ringwood, NJ
“More than helpful when it comes to service and information about malpractice insurance, and I would highly recommend them!”
Joesph Hayek, DC
Ringwood, NJ
“I have been dealing with MBS for 15 years. Everyone is knowledgeable and so friendly. They treat you like a family member. Their rates are fantastic for all their policies and they really care and work for you. I always found their service to be impeccable. This is the way insurance agencies should be run!”
Louis A. Lorenzo, DC
Parsippany, NJ
“Michael and the staff at MBS have always been quick to help, efficient and absolutely the best insurance people we have ever dealt with. I consider them an important member of my team of experts. MBS is truly great at what they do!”
Glenn Gabai, DC
Pennington, NJ
“MBS Insurance Services are professional, kind and provide you with the best plan for you. Their personnel staff is just pleasant, charming and knowledgeable.”
James Sanfilippo, DC
Kearny, NJ
“MBS Insurance has stood by me with 2 major fires, one in my office and one in my house. They have helped every step of the way and made life much easier. You always get a “smiling” person on the other end of the phone that is courteous, personable and helpful, not to mention prompt. I would not think of using another insurance broker.”
Richard Santucci, DC
Hackensack, NJ
“My experience with Antoinette has been extremely pleasant and helpful. Service has been great. MBS insurance Services rates are competitive in today’s market.”
Frank Dilollo, DC
Fanwood, NJ
“I have been a client of Michael Bernal-Silva’s for the last 20 years. Initially, his company, MBS insurance Services, was relatively small. I consulted with him and started with a professional liability policy. I was so impressed with his product and service that in the years that followed I gave him my disability coverage, as well as other coverages to my office, home, investment properties and boat. When MBS Added my investment services, I placed three portfolios with them. It has been gratifying for me to have witnessed the tremendous growth of MBS Insurance Services over the years. The company deserves it’s success because Mike and his team, with special appreciation to Antoinette and Maria, offer consistently outstanding products and services at affordable fees. I can recommend him and his entire team at MBS without reservation.”
Kenneth J. Freedman, DC
East Brunswick, NJ
“Service with a smile that’s Antoinette! With Antoinette, there are no problems, only solutions. I’ve needed many copies of my policy for insurance companies and Antoinette has given me everything I needed in a timely manner. Antoinette knows her clients by voice. Getting a human voice these days is very rare but dial Antoinette’s number and you’ll get her, not a machine.”
Kathleen Therkelsen, DC
South Amboy, NJ
“Antoinette Terrano should be complimented on her efficiency. She handles all matters professionally and with a great deal of expediency. Antoinette is very knowledgeable in all areas and is very helpful in all our business dealings. We would like to extend our gratitude and also say that we hold Ms. Terrano in the highest esteem!”
Harriette & Seymour Gluckow
“I was very pleased with my agent, Antoinette Terrano’s ability to settle my recent claim quickly and easily. Any questions I have regarding any of my policy coverages are always answered immediately and thorrughly.”
Gary Paparozzi – P&M
Lodi, NJ
“Nothing but prompt, courteous and friendly. Always took care of our needs efficiently”
Todd Teller, DC
Teller Chiropractic Inc.
“Besides having the most competitive pricing in the industry, the individualized service is priceless!”
Glenn Foss, DC
Pompton Plains, NJ
“Always professional, friendly and courteous assistance.”
Harold Kevanian, DC
Warren, NJ
“I have been a client of MBS Insurance Services for over 15 years. I use MBS Insurance for my business and personnel needs. I have always been satisfied & give MBS a AAA rating.”
Gerald Mattia, DC
Orlando, Fla.
“I have been a client with MBS Insurance for over 15 years. I have found their service to be professional, efficient, courteous and totally dependable. Their services have been a real bonus to my practice.”
Gerald Chiara, DC
Hackettstown, NJ
“MBS was pleasant, prompt and responsive to my questions”
Donna White, DC
West Caldwell, NJ
“I trust MBS to perform their duties with all the confidence that I am being well taken care of. We have enough problems dealing with managed care organizations without having to worry about our insurance needs. Thanks for being the “friends” I can always count on.”
Ronald Dellanno, DC
Bloomfield, NJ
“When my son-in-law Dr. Gregory S. Corso established his dental practice I was searching for an insurance broker to handle his insurance needs. A friend recommended your firm. I visited your Denville office and was directed to Antoinette Terrano.
Ms. Terrano explained the coverage to my full satisfaction, which I in-turn relayed to my son-in-law. His response “ I leave the decision to you”. His account is being serviced by Antoinette Terrano. Over the years, she had been very helpful and continues to this day. I can contact her any time, she is always pleasant but most importantly, a very knowledgeable young lady. You have in your employ a young lady that is a tremendous public relation person on your behalf. Having been in business prior to my retirement, I can appreciate competent and very personable employees. Ms. Terrano meets all of the qualifications I have listed above. She is truly an asset to your firm. I look forward to continue our working relationship in the future.”
Peter Bonavita
